Our approach to insurance for doctors
Needs Analysis
First we will complete a full Insurance Needs Analysis with you. This allows us to determine how much cover is required to cover your debts and significant medical expenses, and provide ongoing income to dependant family members. We can allow for other requirements, such as funding private school fees for children in the event of death or disability.
Extensive Product Research
We complete extensive research and provide a full comparison to ensure you have a comprehensive understanding of your existing cover and other covers available. This means you can make considered and informed choices.
Pre-Assessments
Walshs offers a thorough and comprehensive pre-assessment process. We provide anonymous and confidential information regarding medical issues or hazardous pastimes to a range of underwriters. These underwriters then provide feedback regarding possible underwriting concerns and outcomes before lodging an official insurance application. This allows us to determine the most suitable insurance product for your personal situation and minimise time spent applying with multiple insurers.
Tax Effectiveness
We determine the most appropriate ownership structure for your insurance and how to benefit from tax deductions.