Our investment portfolios utilise a broad range of investment vehicles to achieve a combination of growth and income for our clients. Within our portfolios, a mix of direct equities, managed funds (including unlisted property funds), fixed income instruments, Exchange Traded Funds (ETFs) and alternative investments are used to diversify the portfolio
For clients seeking bespoke portfolios with direct ownership, Walshs can build direct equity portfolios, with a range of blue-chip, long term and thematic direct investments. These portfolios are extensively researched prior to implementation and are reviewed every 90 days by our in-house analyst to ensure they remain appropriate to achieve our clients’ objectives.
Managed fund savings plan
A managed fund savings plan takes advantage of the power of compounding interest. The concept is centered around making regular contributions to an investment account, which are then invested into a suite of managed funds. The aim behind this is to create long-term wealth accumulation our clients can set-and-forget while maintaining liquidity. These savings plans are closely monitored, with regular asset allocation each quarter.
Managed Discretionary Account (MDA)
Financial markets often have the need for us to act quickly, meaning that we need to be able to execute transactions, that are in our clients’ best interests, quickly. A Managed Discretionary Account (MDA) gives us the authority to buy or sell investments on our clients’ behalf without having to contact them for consent. We follow guidelines and trading strategies outlined in our MDA Mandate. MDAs can invest in a number of securities, ranging from stocks in companies to managed funds, alternatives and ETFs. The objective of our MDA is to provide capital protection and long-term growth. Our funds have a range of investment targets, ranging from Consumer Price Index (CPI) + 1.5% to CPI + 4.5%.
Geared equity portfolio
If you are a medical professional (or a partner of a medical professional), you may be eligible to apply for a market leading geared investment solution. Walshs clients have access to a margin loan to construct a portfolio of large-cap Australian shares. This offers a tax effective, long-term investment that is free of margin calls for 10 years.
For a lot of Walshs clients, minimizing tax within their investment is a key objective. As such, Walshs offers a variety of Investment bonds to offer long term returns and a tax effective way of accumulating wealth. Investment bonds take advantage of a flat 30% company tax rate on investments held within the bond. This is especially beneficial for clients who are on a higher marginal tax rate than 30%. Moreover, an investment bond offers tax free income and capital gains after 10 years. Therefore, for clients not seeking a family trust (and associated costs), an investment bond offers a tax and cost effective solution.
Alternative investment opportunities
Due to our well experienced and connected team, Walshs has a wide network of fund managers who can offer alternative investment opportunities. Some examples of this include unlisted property deals, venture capital offerings, and more recently, a carbon credit fund. These offers are usually wholesale-only opportunities.