I am newly self-employed, should I make super contributions?
Tuesday, 31 January 2023
As a newly self-employed doctor, there are a significant number of considerations that need to be worked through, for example; registering for GST, managing practice obligations, managing tax liabilities and finding new patients. Often, growing wealth at this time can be difficult or become a low priority. When moving into private practice, you become self-employed
- Published in Walshs Blog
Turbocharge your borrowing power
Wednesday, 25 January 2023
Before you go knocking on the bank’s door for a million-dollar mortgage, it’s a wise idea to spend a few months boosting your borrowing power. That’s the word from Walshs Mortgage Broker Grace Lee, who says it’s possible to magnify your borrowing power – or the amount a lender will hand over – based on
- Published in Walshs Blog
QLD payroll tax ruling for medical centres
Wednesday, 18 January 2023
The Ruling On the 22nd of December, the QLD Office of State Revenue (QRO) issued a Public Ruling (Payroll Tax Ruling PTAQ000.6.1), which specifically deals with the application of payroll tax to medical centres. A link to this ruling can be found here. The intent of the ruling was to provide further guidance on the
- Published in Walshs Blog
Retirement planning: How a financial adviser can help
Monday, 16 January 2023
Retirement planning is essential to ensuring you have the necessary resources to enjoy your life after you finish working. However, we understand that, sometimes, knowing how best to plan for your retirement can be confusing and overwhelming. Working with a financial adviser, like our financial planning team based in Brisbane, can help take some of
- Published in Walshs Blog
Are you overdue for an insurance review?
Thursday, 12 January 2023
Insurance might not always be front of mind, but it’s important to review your policies regularly to make sure you’ve got the right cover. Whatever your mix of cover — life, total and permanent disability, income protection and trauma — insurance can be an important part of protecting yourself and your family, now and into
- Published in Walshs Blog
What you need to know about refinancing
Tuesday, 10 January 2023
Are you a stickler for a certain supermarket, or do you like to shop around for the best buys? Whether you’re an Aldi aficionado or a Coles crusader, sometimes it pays to scour the specials – and the same principle applies to your home loan. With interest rates and policies fluctuating between banks, it might
- Published in Walshs Blog
Rates got you wigged out?
Tuesday, 27 December 2022
With interest rates on the rise, you could be forgiven for fretting over your home loan; be it as a first homebuyer looking to enter the market, or a homeowner trying to pay down debt. Lucky for you, Walshs is here to take the sleepless nights out of home ownership. We’ve got access to dozens
- Published in Walshs Blog
2022 – The year of the data breach
Tuesday, 20 December 2022
2022 has been a tumultuous year for data breaches in Australia, particularly when it comes to protecting personal and patient data. As more and more individuals and organisations rely on electronic systems for the storage and handling of sensitive data, the potential for data breaches has increased significantly. One of the biggest data breaches of
- Published in Walshs Blog
Medic in training, to property magnate
Tuesday, 13 December 2022
If you’re a student doctor, chances are your first home buy won’t be your last. As one of Australia’s leading medical mortgage specialists, we know your first house isn’t likely to be your “forever home” – in reality it’ll probably be the first in a string of real estate cash cows. And wealth health, my
- Published in Uncategorized
What is ESG and Sustainable Investing?
Tuesday, 06 December 2022
‘Sustainable Investing’ is one of many terms that describes the consideration of non-financial factors in investment decision making. Also known as ‘socially responsible investing’ or ‘ethical investing’, ESG investing brings a focus to environmental, social and governance factors when considering different investments. ESG continues to gain traction as a popular investment option among investors, and
- Published in Walshs Blog
Here is why working with Walshs is a great decision
Friday, 02 December 2022
We are proud to announce that Walshs has recently gained another incredible accolade having been named the winner in the category of ‘Self-Licenced Firm of the Year’ at the recent IFA Excellence Awards held on the 16th November in Sydney. These awards celebrate the best and brightest in the financial services industry nationally and we are thrilled to be
- Published in Walshs Blog
Lending Superpowers
Tuesday, 29 November 2022
Being a Junior doctor can mean you’re income is spread thin across training fees, relocation costs and exams fees making it hard to save for a home. And with most banks requiring a 20% deposit to avoid the pricey Lender’s Mortgage Insurance (LMI), the hope of homeownership for many aspiring doctors is often a distant
- Published in Walshs Blog
