Our Insights

Division 296 Updates: What high-balance superannuation members need to know
Significant changes have been announced to the Government’s proposed Division 296 tax on superannuation earnings, which will particularly affect individuals with super balances above $3 million. For many Australians who have built significant retirement savings—particularly through self-managed superannuation funds (SMSFs)—understanding these changes is essential. On 13 October 2024, Treasurer Jim Chalmers announced key adjustments aimed
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How to reduce $14,500 in tax payments

How to reduce $14,500 in tax payments As a registrar, you’re likely earning around $150,000 annually – a significant milestone in your career. But with that income comes a hefty tax bill. If you’re not proactive, you could be handing over more than $40,000 to the ATO each year. This article explores how you can legally
From 1 October 2025, Australia’s First Home Guarantee Scheme will undergo its most significant overhaul yet and for the normal Australian first home buyer, this presents both a massive opportunity to get into the property market. While the changes appear promising on paper, they’re expected to unleash a wave of new demand, especially from high-income earners.
The First Home Buyer Guarantee Scheme – Doctors already qualify for new home loan benefits – with extras!
If you’ve been thinking about buying your first home, there’s some big news making headlines. From 1 October, the Federal Government is rolling out major updates to the First Home Buyer Guarantee Scheme. The important thing to note is that medical professionals can already access these kinds of benefits through Walshs, with additional benefits!  
Can you get a home loan for doctors without a 20% deposit?
A home loan for doctors can look very different from a standard mortgage. Buying a home is a milestone that many people aspire to, but for doctors the path can be unique. Between long training years, irregular income during rotations, and the high costs of setting up or buying into a practice, saving a full
Meet our 2025 Walshs Medical Bursary winners - changing lives near and far!
We’re absolutely thrilled to announce the winner of our 2025 Walshs Medical Bursary — and what an inspiring story it is! Congratulations to Dr Hannah Rienks, a fifth-year Obstetrics and Gynaecology Registrar (and proud Walshs client!) whose passion for women’s health is literally life-changing. Hannah will be heading to Kagando Hospital in western Uganda, joining
Empowering orthopaedic surgeons nationwide: The BNN becomes an official national alliance partner of AOA
Walshs is delighted to announce that the Bongiorno National Network (BNN) has officially become an Alliance Partner of the Australian Orthopaedic Association (AOA). This exciting national partnership brings together Australia’s largest network of financial specialists for medical professionals with the country’s leading organisation representing orthopaedic surgeons, trainees, and researchers. A trusted partner for surgeons across
Beyond Tax Time: What Year-Round Support Looks Like with Medical Accounting Services
Medical accounting services shouldn’t just come into focus once a year. For many doctors, accounting is something they associate with the rush of tax season—but the best financial outcomes come from working with a team who understands the unique nature of your income, obligations, and goals, and who supports you well beyond 30 June. Whether
student at desk working out loan debt with a clock and graduation cap on the desk
You may have seen headlines about the Albanese Government’s recently legislated 20% reduction in student debt – welcome news to many doctors and medical professionals still carrying HECS-HELP balances. So, when will it be applied and how does it affect your financial plans today?  Let’s break it down.  Has the 20% reduction happened yet? Yes
Starting a Medical Practice in Queensland: How to set up for financial success
Establishing your own medical practice is one of the most exciting and rewarding moves you can make in your career. Whether you’re looking to buy into an existing practice, start fresh, or take over a clinic, this decision brings clinical freedom, greater financial opportunity – and complexity.  At Walshs, we’ve guided hundreds of doctors through
Where should you invest in Brisbane? Top property insights for smart buyers
At Walshs, we’re all about helping you make smart financial moves that build long-term wealth. And for many Australians, one of the biggest steps on that journey is buying property – whether it’s a place to call home or a strategic investment. To cut through the noise and boost your confidence, we partnered with PMC
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