What is a Clearance certificate? A clearance certificate is issued by the Australia Tax Office (ATO) to confirm that a seller is an Australian resident for tax purposes. When selling Australian real estate, it’s essential you provide this certificate to the buyer before settlement. Without this certificate, the purchaser is required by law to withhold
When it comes to financing your new home or investment property, finding the right specialist home loan for doctors is essential to meet the unique demands of your profession. Offset accounts in doctor home loans can make a world of difference, especially during training years when financial flexibility is vital. By balancing interest savings and
How do you keep your finances on track when a medical career demands so much of your focus and time? The journey of a medical professional is unique, marked by long hours, intensive (and expensive!) study and unexpected relocations and other fun twists. Financial management is a critical part of sustaining this journey, yet it’s
Are you ready to make your dream of owning a home a reality? Well, buckle up because we’re about to dive into the nitty-gritty of ensuring a smooth home loan approval process. And guess what? For self-employed applicants, it all starts with keeping your taxes up to date! Here at Walshs, we specialise in home
Embarking on the journey to purchase your first home is both exciting and daunting. One of the significant costs to consider is stamp duty, a state-based tax imposed on the purchase of residential property. Fortunately, many state governments in Australia have introduced incentives to help first home buyers reduce or even waive this tax, making
As a doctor or other medical professional looking to purchase a home, you may qualify for specialised home loans designed specifically for doctors. These unique financial products cater to the distinct needs and circumstances of healthcare professionals like yourself. We specialise in assisting doctors to secure these loans, which can offer a range of enticing
Navigating the path to homeownership can be particularly challenging for junior doctors, whose income is often spread thin across training fees, relocation costs, and exam fees, leaving little room for saving cash for your first home or an investment property. But with property still being one of the biggest growth asset classes in Australia Walshs
Becoming a homeowner is a significant milestone that often begins with a myriad of questions, uncertainties, and excitement. For first home buyers, understanding the intricacies of the property market and navigating the mortgage landscape can be a daunting task. That’s where a mortgage broker becomes an invaluable ally, guiding prospective buyers through the complex process
By now you would have heard about the asset class Build to Rent (BTR), which is a relative newcomer to the Queensland market. What does it entail, what are the benefits, and, of course what are some of the current tax considerations relevant for developers. What is it and what are the benefits? In Australia,
When it comes to securing a home loan, many prospective homeowners are understandably drawn to the idea of finding the cheapest interest rate possible. After all, who wouldn’t want to pay less in interest over the life of their loan? However, it’s essential to recognise that the cheapest home loan rate might not always be
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