Before you go knocking on the bank’s door for a million-dollar mortgage, it’s a wise idea to spend a few months boosting your borrowing power. That’s the word from Walshs Mortgage Broker Grace Lee, who says it’s possible to magnify your borrowing power – or the amount a lender will hand over – based on
The Ruling On the 22nd of December, the QLD Office of State Revenue (QRO) issued a Public Ruling (Payroll Tax Ruling PTAQ000.6.1), which specifically deals with the application of payroll tax to medical centres. A link to this ruling can be found here. The intent of the ruling was to provide further guidance on the
Insurance might not always be front of mind, but it’s important to review your policies regularly to make sure you’ve got the right cover. Whatever your mix of cover — life, total and permanent disability, income protection and trauma — insurance can be an important part of protecting yourself and your family, now and into
Are you a stickler for a certain supermarket, or do you like to shop around for the best buys? Whether you’re an Aldi aficionado or a Coles crusader, sometimes it pays to scour the specials – and the same principle applies to your home loan. With interest rates and policies fluctuating between banks, it might
2022 has been a tumultuous year for data breaches in Australia, particularly when it comes to protecting personal and patient data. As more and more individuals and organisations rely on electronic systems for the storage and handling of sensitive data, the potential for data breaches has increased significantly. One of the biggest data breaches of
If you’re a student doctor, chances are your first home buy won’t be your last. As one of Australia’s leading medical mortgage specialists, we know your first house isn’t likely to be your “forever home” – in reality it’ll probably be the first in a string of real estate cash cows. And wealth health, my
‘Sustainable Investing’ is one of many terms that describes the consideration of non-financial factors in investment decision making. Also known as ‘socially responsible investing’ or ‘ethical investing’, ESG investing brings a focus to environmental, social and governance factors when considering different investments. ESG continues to gain traction as a popular investment option among investors, and
We are proud to announce that Walshs has recently gained another incredible accolade having been named the winner in the category of ‘Self-Licenced Firm of the Year’ at the recent IFA Excellence Awards held on the 16th November in Sydney. These awards celebrate the best and brightest in the financial services industry nationally and we are thrilled to be
Being a Junior doctor can mean you’re income is spread thin across training fees, relocation costs and exams fees making it hard to save for a home. And with most banks requiring a 20% deposit to avoid the pricey Lender’s Mortgage Insurance (LMI), the hope of homeownership for many aspiring doctors is often a distant
